Insurance: we will not be able to offer insurance policies to hosts at launch. It is our intent to eventually be able to offer policies similar to those offered by Airbnb, but we’ll likely require external funding to offer this. One solution that we’ve discussed with hosts is that some hosts who run their own direct bookings on their website (in addition to Airbnb / Vrbo) require guests to purchase one-time insurance policies in order to confirm a stay, this could be a requirement as well.